Articles · Space Coast flood help

Flooded home? 9 steps to protect it until help arrives.

We’re sorry you’re going through this. Here is a calm, simple checklist to keep your family safe and limit damage while our local team is on the way.

Sandbags at the front door of a Florida home as floodwater recedes (illustration)
  1. Put safety first

    Don’t walk into standing water if the power may still be on. Turn off breakers at the main panel only if you can reach it from a dry spot and it’s safe. If you’d have to stand in water to reach the panel, stay out and call FPL or a licensed electrician. If a broken pipe is part of the problem, shut off the main water valve. Watch for snakes and other wildlife, wear rubber boots and gloves, and keep kids and pets out of the wet areas. If you smell gas, leave and call for help from outside.

  2. Photograph and video everything first

    Before you move, clean or remove anything, take photos and video of every room, the water line on the walls, damaged belongings, and the outside of your home. This record helps when you talk with your insurance company.

  3. Get the water out

    Use a wet vac, mop and towels to remove standing water. Pull up wet rugs, carpet and carpet pad so the floor underneath can dry.

  4. Move belongings up or out

    Move furniture, electronics, papers and keepsakes to a dry room or off the floor. Put aluminum foil or wood blocks under furniture legs so they don’t wick up water or stain the floor.

  5. Remove wet baseboards and the bottom of wet drywall

    Only after your photos are done. Pull off wet baseboards. Then, with a utility knife and a level or chalk line, cut a straight line 4 to 6 inches above the water line; at minimum, remove the bottom 4 to 6 inches of wet drywall. Pull out wet insulation behind it. This lets the wall cavity drain, breathe and dry. Keep a sample piece of the removed drywall and your photos for the adjuster.

  6. Dry the house out

    Open windows when the outside air is drier than inside, and run fans and dehumidifiers. Don’t run your AC or furnace if the outdoor unit, indoor unit or ductwork got wet. Leave it off at the breaker and have it checked first.

  7. Throw out what can’t be saved

    Discard porous items that soaked in floodwater, such as mattresses, pillows, upholstered cushions and stuffed toys, and any food that touched the water. Photograph items before they go out to the curb. When in doubt, throw it out.

  8. Never run a generator indoors

    Generators, pressure washers and other gas engines make carbon monoxide. Keep them outside, at least 20 feet from doors, windows and vents, and never in a garage or porch.

  9. Keep every receipt, then call us

    Save receipts for fans, dehumidifiers, supplies, hotel stays and meals. When you’re ready, call (321) 878-8558 or use the Get Help form. A local, licensed team will follow up with clear next steps.

How our three companies can help

Cooling 321 · Flooded AC

If your AC sat in water, leave it off. We inspect, repair or replace flood-damaged systems.

OBC Air & Heat, LLC · Fla. Lic. CAC1825377

OBC Construction · Dry-out & rebuild

Drying out, tear-out, mold remediation and rebuild, start to finish.

OBC Construction, LLC · Fla. Lic. CGC1520090

OBC Engineering · Damage documentation

An engineered damage report signed and sealed by a Florida-licensed Professional Engineer. We document damage, we do not negotiate or adjust claims.

Fla. CA No. 39732

Official flood resources

Related articles

Every home is different. This checklist is general guidance, not a promise of insurance coverage; check your policy with your insurer.

Quick questions

Should I turn off my breakers after a flood?

Only if you can reach the main panel from a dry spot and it is safe. If you would have to stand in water to reach it, stay out and call FPL or a licensed electrician.

Why cut the bottom 4 to 6 inches of wet drywall?

Removing wet drywall and insulation lets the wall cavity drain and dry, which helps limit mold. Take photos first and keep a sample piece for the adjuster.

Can I run my AC to dry the house?

Not if the AC unit or ductwork got wet. Leave it off at the breaker and have a licensed AC contractor inspect it first.

Will you handle my insurance claim?

No. OBC Engineering documents damage; we document damage, we do not negotiate or adjust claims. Questions about your policy go to your insurer.

Need help after the flood?

Talk to a local, licensed team. Calm answers, clear next steps.